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Our Team

Team Members
Laura Jungmichel
Founder / Principal
Laura Jungmichel (AU, RMPE) is viewed by many public officials as well as public entity commercial insurance providers as “the expert” on public entity insurance in the state of Tennessee.

Laura founded Public Risk Insurors (formerly known as TNRMP) in August of 2010 and became a licensed Property and Casualty agent in Tennessee in January of 2011. She has specialized in the field of public entity insurance for over 25 years. For fifteen of those years she served as the Director of Underwriting and Reinsurance Services for the TML Risk Management Pool.

Laura has earned the industry designation (AU) with an Associate in Underwriting and the Risk Management for Public Entities (RMPE) certificate. She now serves public entities as a licensed independent insurance agent, broker, as well as a coverage and exposure review consultant.

Butch Twyman
Licensed Agent / Client Services
Having 39 years experience in education, 32 in school administration with the last 18 years as a superintendent, Butch understands the insurance needs of school systems. He is client driven, wanting to provide you with the best coverage for the lowest price, while at the same time giving you the best customer service available.

Butch’s credentials include:

  • Tennessee Insurance Producer Non-Resident License
  • Kentucky Property and Casualty License
  • B.S. Western KY University
  • M.A. Western KY University
  • Rank I Western KY University


Dave Williams
Licensed Agent / Operations Manager

Dave is a Nashville native and has served Public Risk Insurors in many different capacities since inception. A graduate of Belmont College, Dave is a licensed agent and producer for both Property and Casualty insurance and Life, Accident and Health.

As the Operations Manager, Dave develops and compiles all responses to public bidding and RFPs as well as the maintenance and continued development of the company website, marketing materials for conventions and conferences, and oversight of company internet technology.