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News - Public Risk Insurors

4 Reasons Public Entities Are Choosing Commercial Insurance

By Laura Jungmichel When it comes to protecting your public entity’s assets and your employees (and since most public entities do not have the resources to be self-insured), typically there have only been 2 coverage options. The first is purchasing coverage through a governmental pool. The second is purchasing coverage through a commercial insurance carrier that specializes in public risk. As I have listened to public entity leaders at our convention booths at the Tennessee School Boards Association and at TnPRIMA and in recent personal ... Read more

How to Turn the Page on 2014

The purpose of this month's feature article titled "How to Turn the Page on 2014" is designed to be a reality check. It is our hope that it will be. It has been said that one of the definitions of insanity is when a person continues to do the same things, but expects different results. If we are honest about ourselves and our current situations, we would have to agree at least in some part with this very telling definition. With that ... Read more

Earthquakes in Tennessee

January 2015 Earthquakes:  January 1 – 1.0 measured earthquake 8 mi. SE of Tellico Plains, TN. January 1 – 1.3 measured earthquake 2.2 mi. NNE of Ridgely, TN. January 4 – 1.2 measured earthquake 3.0 mi. SE of Ridgely, TN. January 4 – 1.6 measured earthquake 3 mi. SE of Ridgely, TN. January 7 – 2.0 measured earthquake 4 mi. NNW of Tusculum, TN. January 7 – 2.4 measured earthquake 3 mi. NNW of Greeneville, TN. January 7 – 1.5 measured earthquake 2 mi. ENE of Ridgely, TN. January ... Read more

Leadership Corner: Quotes & Thoughts

We are the creative force of our life, and through our own decisions rather than our conditions, if we carefully learn to do certain things, we can accomplish those goals. - Stephen Covey   Inability to make decisions is one of the principal reasons executives fail. Deficiency in decision-making ranks much higher than lack of specific knowledge or technical know-how as an indicator of leadership failure. - John C. Maxwell   It's not hard to make decisions when you know what your values are.  - Roy E. Disney   It ... Read more