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About Us

The Public Risk Insurors Advantage
Public Risk Insurors was founded by Laura Jungmichel in March of 2011 as an independent insurance agency offering public entities direct agent representation for commercial insurance products.

Public Risk Insurors also offers consulting and contract management services for specialized insurance solutions, including brokerage services for reinsurance and third party administration.

Public Risk Insurors is a proud member of the Insurors of Tennessee and a TSBA Business Affiliate.

Logos_About Page and Resources Page

Clients using our services include:

The Tennessee School Boards Association, City of Franklin, Franklin Special School District, Tullahoma City Schools, City of Lebanon, Wilson County, Wayne County, Fayette Academy, Coffee County.

The Public Risk Insurors Team can assist you in the following ways:

  • Analysis of all of your exposures and classifications
  • Assistance in the completion of your renewal applications
  • Develop, monitor and manage your insurance specific asset depreciation schedules
  • Review of the insurance provisions of your contracts and leases
  • Monitor and manage your certificate of insurance transactions
  • Analyze your loss history to determine the most advantageous deductibles and limits
  • Create a list of critical questions that apply specifically to any significant gaps in coverage and your potential exposures to send to your current insurance carrier for comparison
  • Assist you in reporting and monitoring your claims for all lines of coverage to your insurance carrier